Trade Accounts
How it works
Set up a spending limit with iwocaPay ahead of your next purchase
We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like. Click here to set up a spending limit with iwocaPay. It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to spread the cost on all your orders up to your spending limit.
Select iwocaPay at checkout or click iwocaPay pay link on your invoice
You’ll get redirected to the iwocaPay checkout page to complete your payment. Once that’s done we’ll receive the funds from iwocaPay and process your order. If you need a hand or get stuck give iwocaPay a call on 02037780549.
APPLY NOWFAQ's
We'll automatically collect your minimum monthly payment using the card you register with us.
If you like you can pay more than the minimum any time, it's totally flexible. If your extra payment is the same amount or more than your next monthly payment, we'll skip it. To make extra payments just head to your iwocaPay account or give us a call - you can pay using a debit card or bank transfer.
Yes, you can settle up early any time at no extra cost. There are no early payment fees, you’ll just pay the balance outstanding on that day.
Just login to your iwocaPay account to make a debit card payment or get details on how to make a bank transfer. If you can't make a payment get in touch with us on 020 3778 0549 and we'll work together to find a solution.
Efficient cash flow - flexible payments that work for you and your business, so you're always in control.
Increased purchasing power - from bulk discounts to new projects, you'll never miss an opportunity again.
Spread the cost over 30 days, 3 or 12 months at an interest rate based on your business. You only ever pay for the days you use - there are no other fees and you can settle up early and save on interest anytime you like.
All you need to do is sign up for an iwocaPay trade account with a few basic details about you and your business. We’ll run a soft credit check and assess you for a spending limit up to £30,000 to use the next time you make a purchase.
Once you’ve got your spending limit just head to the checkout and choose to Pay Later with iwocaPay.
Instead of asking you to sign up you’ll be automatically logged into your iwocaPay account and your spending limit.
You can use as much or as little of your spending limit as you like. We’ll refresh your spending limit every 30 days - which means it could go up or down based on you and your business.
You’ll always be able to keep track of your spending limit in your iwocaPay dashboard and see how much you have left to use.
Yes - once you make a payment to us your spending limit will be topped up by the same amount.
If there have been significant changes that might impact the credit worthiness of your business your available spending limit could be lower than the amount you repaid.